Secure Customer Authentication Backport

Issue

In May 2020, acting on behalf of its members across the banking and finance industry, UK Finance published guidance for Strong Customer Authentication specific to the Travel & Hospitality sector. 

In order to meet the requirements of this guidance, the customer payment group initiated a package of changes introduced in CR199 – Secure Customer Authentication to ensure that airlines implementing the latest NDC standards do not experience an increase in declined e-commerce transactions once enforcement commences.

The purpose of this CR is to provide a sample package that will allow implementors to understand how to back port these capabilities into augmentation points within earlier versions of the schema

Business Requirements

1. Integrate SCA capabilities into previous schema

As an airline using existing NDC functionality, I need additional capabilities not currently available to me in order to meet the Secure Customer Authentication requirements outlined in CR199

2. Provide a worked example outlining how to integrate into a previous schema

As an airline using existing NDC functionality, I need guidance as to how I could augment my current messages to provide additional capabilities

Business Process Model

See Secure Customer Authentication for guidance 

Business Functions

See Secure Customer Authentication for guidance 

Data Model

See Secure Customer Authentication for guidance

Example Packages

17.2 Example and Guidance

18.1 Examples and Guidance